Daniel Azzoli

Financial Tips

MoneyKey •

What is a 5 Year Financial Plan and How do You Create One?

Looking at anything that’s 5 years down the line can feel a little distant, so what’s the point? A lot can happen in that span of time, so worrying about it may seem a little unnecessary. But the reality is, 5 years isn’t as far off as you might think, and time can fly by in the blink of an eye. This also means that it may be a good idea to sketch out a plan for this period of your life, specifically when it comes to your finances. We’re going to go over some important steps to put together your 5 year financial plan and go over some essential questions to consider during this process.
MoneyKey •

5 Tips to Help with Paying Off Credit Card Debt

If you’re like a lot of people out there, your credit card usage is seamlessly woven into your everyday life. Maybe you use them to pay for gas, groceries, clothes, and/or even your regular bills. If you use them effectively, they can help you to positively impact your credit history, earn travel or cash back rewards, and more. But as useful as they can be when used properly, they can also do a lot of damage to your financial profile if you’re not careful. In this article, we're going to go over 5 tips to help you pay off your credit card debt.
CreditFresh •

5 Smart Financial Goals to Strive For

It can be hard to achieve anything without setting clear goals for yourself. Whether you’re looking to get a promotion at work, go on your dream vacation, or move to the big city, you’ll need to put a plan in place if you’re serious about achieving these things. The importance of setting goals can apply to all sorts of different realms of life, and one of the most impactful ones is your finances. In this article, we’re going to break down the importance of goal setting, look at some long and short term financial goals examples, and go over what you can do to reach these goals.
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4 Things to Consider When You Can’t Pay Your Bills

If you’ve ever had that feeling of dread that accompanies the sight of a new bill that you can’t pay, then you’ll already know that having trouble paying bills can be a huge point of stress in your life. Maybe you’ve been let go from work, or you’ve run up debt and need to divert some of your budget towards paying back what you owe instead. Whatever the reason is, it may not always be easy to keep up with your bills.
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6 Ways to Earn Extra Money from Home

It doesn’t feel like a huge stretch to say that most of us could use some extra money in our pocket. Maybe you’re a student who’s paying their way through school and living off packs of instant noodles. Or maybe you’re a single parent who’s just lost your job but still need to try to support your household. While there may be options for emergency financial assistance in these instances, having a little extra money to fall back on can be a huge benefit.
MoneyKey •

How to Manage Your Finances After Job Loss

For most people, dealing with a job loss can be a huge shock to the system. Your financial security loosens, you might have trouble maintaining your lifestyle, and you could even start to struggle to pay your bills. And you don’t always have advance warning. Maybe your job and financial stability feel totally secure, but a job loss can come out of nowhere, leaving you with a loss of income and feelings of uncertainty.
Practical Tips on Personal Finance & Budgeting - •

4 Factors Affecting Online Loan Application Approval Beyond Credit Score

When you’re considering applying for online loans – or loans of any kind for that matter – you’re going to want to put yourself in the best position possible to be approved. Whether you need a line of credit to help you deal with a sudden emergency expense, or you’re looking to apply for a mortgage, you’re likely applying for a loan because you really need it. But getting a loan approval can be tricky when you don’t have a good idea of what factors could affect your chances of being approved.
Practical Tips on Personal Finance & Budgeting - •

Emergency Line of Credit: A Financial Safety Net in Challenging Times

When money is tight and you’re living paycheck to paycheck, even the smallest emergency expense can throw your budget into disarray. Maybe you’ve run over a nail on your drive to work and need to get your tire fixed, or maybe a pipe bursts in your house and you need to take care of the subsequent water damage right away. Whatever the emergency may be, trying to find the funds to stay afloat can be a challenge.
MoneyKey •

6 Free Budgeting Tools to Help You Manage Your Finances

As important as it is, closely monitoring your finances and maintaining a thorough budget isn’t the most fun activity for some people. But if you have small or large financial goals in view, it’ll likely be hard to achieve them without a budget. This doesn’t mean it’s always easy, though. The time and effort it takes to create and keep up with a detailed budget can be a lot of work, and not everyone has the patience or the know-how.
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How to Handle Financial Issues That Come After Unemployment

Whether you see it coming or not, getting fired or laid off can happen to the best of us. While some people may have the savings to get them through a period of unemployment between jobs, not everyone is in this position. With four in ten Americans not being able to afford a $400 unexpected expense, there’s likely a big chunk of the population that may find themselves with some serious financial issues if they have to go without money.
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