Daniel Azzoli

CreditFresh • 7th March 2025

What Is a Budgeting App?

We understand how tough it can be to keep track of your finances, especially if money is tight and you have people who rely on you to take care of them. As hard as it can be, there are tools out there that can help you stay organized and ease some of the burden of budgeting.

CreditFresh • 7th February 2025

What Are Home Improvement Loans?

Whatever stage of life you’re in, your home is likely going to be a big part of it, and it’s going to be something you’ll want to take care of. But home repairs or improvements don’t come cheap. If you’re looking to make some upgrades or repairs to your home, you may be in need of a little (or a lot of) extra money. We’re going to look at different types of home improvement loans, when to use one, and whether or not you should be considering extra home improvement financing for your renovation...

CreditFresh • 17th January 2025

8 Keys to Managing Your Personal Finances

For most of us, our lives are run by money, and being in control of your money makes you feel like you're in control of your life. If you need some help getting things on track, we've got you covered. Start here with these tips to help you retake control of your finances.

CreditFresh • 22nd June 2024

8 Tips to Help You Pay Off Your Debt

Debt can feel like an overwhelming part of life to deal with. Maybe you take out a loan or make a few extra purchases on your credit card. The next thing you know, you’re in debt without any idea of how you got there or how to get out of it. To start you off, we’ll walk you through the basics.

CreditFresh • 16th June 2024

How to Use a Personal Loan

Borrowing money can help you out in all sorts of areas in your life. It can help you buy a house, a car, or even help you deal with an emergency expense. But it’s not something you should do without having an understanding of how it works and what’s at stake when you apply for a loan. They can be expensive, you’ll be taking on debt, and your credit history could be affected.

CreditFresh • 12th June 2024

Emergency Line of Credit: A Safety Net in Challenging Times

When money is tight and you’re living paycheck to paycheck, even a small emergency can throw your budget out of whack. Maybe you’ve run over a nail on your drive to work and need to get your tire fixed, or maybe your kid took a bad fall and needs an emergency hospital visit. It might feel like you have no options.

CreditFresh • 10th June 2024

What Are Installment Loans?

As nice as it would be to have extra cash sitting in a bank account to help with everything from the holidays to dealing with a minor emergency expense, the truth is, most people don’t have these accounts. In fact, according to a recent survey, over 1 in 5 Americans don’t have emergency savings. If you find your budget too tight and you are unable to cover expenses at some point, installment loans might be able to help.

CreditFresh • 6th June 2024

What is a Credit Report & Why is it Important?

You might have heard the term “credit report” being thrown around before and know that there’s one out there with your name on it, but do you know why it exists, what’s on it, or why it’s important?

CreditFresh • 4th June 2024

5 Tips to Help You Save Your Money

How realistic does the idea of saving money seem to you right now? What’s on your plate when it comes to your financial responsibilities? How much wiggle room do you have in your budget? Between rent/mortgage payments, grocery bills, utility bills, car expenses, and everything else, your budget might already be at capacity.

CreditFresh • 3rd June 2024

What is Zero-Based Budgeting & How Does it Work?

If you’ve never used a budget before, the idea of starting from scratch can be a scary one. The truth is, you wouldn’t be the first person to feel this way. It’s never too late to get started and it doesn’t have to be as complicated as you think! So, if you’re looking to dive into the world of budgeting, improve your spending habits, and save more money, zero-based budgeting can help you along the way.

CreditFresh • 25th May 2024

What Effects Can a Personal Line of Credit Have on Credit Score?

If you’ve ever found yourself needing a little bit of extra cash on hand, you wouldn’t be the only one. When it comes to how you actually go about getting this money, there are a few options out there. You could look into things like personal loans, credit cards, or even the generosity of family and friends.

CreditFresh • 21st May 2024

What Impacts Your Credit Score?

It can be tough to figure out what exactly impacts your credit score. It seems like every person you ask has a different answer. That’s because it can be more complicated than you’d think. But having a basic understanding of what you shouldn’t do can help you cut through questionable advice and focus on what matters. Here we’ve listed some habits you’ll want to avoid and the reasons you should avoid them.

CreditFresh • 19th May 2024

Your Guide to Building a Family Budget

A lot of us already know how important it is to track your finances and keep close tabs on how you spend your money. When you don’t, it can be easier to slip into debt, overspend, and not save your money. But what do you do when you have to worry about more than just supporting yourself?

CreditFresh • 10th May 2024

How to Build an Emergency Savings Fund

You can plan out all your expenses, keep a close eye on your budget, and track your spending, but no matter how careful you are with your money, things don’t always go according to plan. That’s why having an emergency fund is so important.

MoneyKey • 8th January 2021

Setting Financial Goals for 2021

Why do so many of us look forward to the new year? Well, it’s a chance to turn a new page, refresh, and make plans for a successful year ahead. It might even be especially welcomed after a year like 2020. Maybe some of your plans and goals were derailed, or maybe things didn’t go quite as expected. Either way, 2021 holds the hope of a fresh start!

MoneyKey • 21st December 2020

What is a 5 Year Financial Plan and How do You Create One?

Looking at anything that’s 5 years down the line can feel a little distant, so what’s the point? A lot can happen in that span of time, so worrying about it may seem a little unnecessary. But the reality is, 5 years isn’t as far off as you might think, and time can fly by in the blink of an eye. This also means that it may be a good idea to sketch out a plan for this period of your life, specifically when it comes to your finances. We’re going to go over some important steps to put together your 5 year financial plan and go over some essential questions to consider during this process.

MoneyKey • 21st December 2020

5 Tips to Help with Paying Off Credit Card Debt

If you’re like a lot of people out there, your credit card usage is seamlessly woven into your everyday life. Maybe you use them to pay for gas, groceries, clothes, and/or even your regular bills. If you use them effectively, they can help you to positively impact your credit history, earn travel or cash back rewards, and more. But as useful as they can be when used properly, they can also do a lot of damage to your financial profile if you’re not careful. In this article, we're going to go over 5 tips to help you pay off your credit card debt.

CreditFresh • 11th December 2020

5 Smart Financial Goals to Strive For

It can be hard to achieve anything without setting clear goals for yourself. Whether you’re looking to get a promotion at work, go on your dream vacation, or move to the big city, you’ll need to put a plan in place if you’re serious about achieving these things. The importance of setting goals can apply to all sorts of different realms of life, and one of the most impactful ones is your finances. In this article, we’re going to break down the importance of goal setting, look at some long and short term financial goals examples, and go over what you can do to reach these goals.

MoneyKey • 10th September 2020

Different Types of Lines of Credit

Have you ever wondered what a line of credit is? How does it work? What do I use it for? How many lines of credit should I have? If these are questions you’ve asked before, we’d like to help clear some of the air by breaking these questions down, going over the different types of lines of credit, and helping you recognize situations where one may help you.

MoneyKey • 10th September 2020

4 Things to Consider When You Can’t Pay Your Bills

If you’ve ever had that feeling of dread that accompanies the sight of a new bill that you can’t pay, then you’ll already know that having trouble paying bills can be a huge point of stress in your life. Maybe you’ve been let go from work, or you’ve run up debt and need to divert some of your budget towards paying back what you owe instead. Whatever the reason is, it may not always be easy to keep up with your bills.